HNB Credit Card Offer: 20% Off Dairy Products at Cargills Food City – October & November 2026

Enjoy 20% OFF on 300+ selected dairy products at Cargills Food City, Cargills Express and Food Hall outlets across Sri Lanka when you pay with your HNB Credit Card!

Save on your dairy shopping with this exclusive Hatton National Bank (HNB) Credit Card Offer available on selected Mondays in October and November 2026.

Offer Details

Discount: 20% OFF on 300+ eligible dairy items

Merchant: Cargills Food City, Express & Food Hall

Eligible Cards: All HNB Mastercard and Visa Credit Cards

Minimum Bill: LKR 4,000

Maximum Discount: LKR 1,000 per bill, per day

Offer Dates: 26 October, 9 November & 23 November 2026

Locations: Participating Cargills Food City, Express and Food Hall outlets islandwide

Important Terms & Conditions

Valid for selected dairy products only. Cheddar cheese and ice cream are excluded.

Maximum 5 units/kg of each eligible product per bill, per day.

Limited to one transaction per cardholder per day.

Not valid for online or WhatsApp orders.

Cannot be combined with other promotions or discounts.

Gift vouchers, liquor, tobacco and pharmacy products are excluded.

Full payment must be made using an eligible HNB Credit Card.

Check Eligible Dairy Products:
https://assets.hnb.lk/atdi/docs/images/cardpromotions/pdf/cargills-list-feb-%202024.pdf

Shop smarter and save more with HNB Credit Card offers at Cargills Food City!

Offer subject to HNB and Cargills terms and conditions. The promotion may be changed or withdrawn without prior notice.